High Risk Offshore Merchant Account

Article:

ACH or Credit Cards By: Wayne Akey Most businesses accept credit cards and consider the process fees a cost of doing business. However by implementing an ACH payment system you can realize dramatic savings and increase sales. ACH refers to the Automated Clearing House and generically means moving money electronically to and from checking and savings accounts. An example would be a check by phone or taking recurring payments directly from a checking account. The MAJOR difference between ACH and credit card processing is that a credit card transaction “captures” the merchant’s funds from the consumer and essentially guarantees payment. An ACH transaction is a request to transfer funds. The transaction may reject for several reasons with the most common being NSF (non sufficient funds) or a closed account. The funds are not guaranteed. It is the guarantee piece that allows the credit card company to charge a percentage of the transaction to cover the risks involved. Typically a transaction will consist of a discount rate, 2.5% for example and a transaction fee, typically in the 30 cent range. This means that every $100 processed incurs about $2.85 in merchant fees. Contrast this with an ACH transaction. Typically there is no discount rate just a .30 (or less) transaction fee. If you process $25,000 per month using ACH processing will save around $7500 per year. Certainly you will have more “failed” sales due to ACH transaction rejects (eg NSF) but your transaction savings will far exceed these losses. In addition you will appeal to a much wider range of consumers. Estimates vary but MANY people do not have credit cards or are at their limit on their cards. So the benefits are two fold-much reduced transaction fees and a new payment vehicle for your customers. So consider ACH processing for your business. It will save you money and win new customers. About the author: Wayne Akey has helped numerous businesses save time and money with ACH processing. Get your free report on how your business can benefit http://www.ach-payments.com/software/secrets.doc or visit http://www.ach-payments.com Keywords: accept credit cards, processing, credit card transaction, cards, credit, credit cards, credit card, ach processing, credit card processing

Credit Card Processing News:

Watch the latest videos on YouTube.com

Helpful Links:

high risk merchant account ... high risk merchant account with a product or service that delivers offshore merchant account and offshore merchant ... Offers high risk merchant account with a ... High Risk Merchant Account For Credit Card Processing ... is a merchant account considered a high risk merchant account? High risk merchant accounts are ... provide a high risk merchant account in the USA or an offshore merchant account ... High Risk Merchant Account - Adult Merchant Account merchant. High Risk Credit Card Processing. Adult merchant, age verification, adult account, high risk merchant account. The high risk adult credit card processing specialist. ... merchant accounts. The Offshore Merchant Account Experts High risk International Merchant Accounts. ecommerce merchant account. international merchant account. merchant ... Offshore Merchant Accounts, High Risk Merchant Accounts, International Merchant Accounts - Higherrisk.com Higherrisk.com provides high risk merchant account services, Offshore Merchant Account Services, and International Merchant Accounts ... Offshore and High Risk Merchant Accounts. Call Now - (888) 464 6006 ... with banks around the world to provide the best merchant account for high risk businesses anywhere. ... Your High Risk Merchant Accounts Solution Accept credit cards with your own high risk merchant account. High volume, casino, MOTO, adult and offshore accounts - free application! ... specialize in: High Risk Merchant Accounts, Offshore Merchant Accounts, Adult Merchant Accounts, Casino Merchant ... it as your risk-free, high risk merchant account ... Merchant Account ... high risk merchant account processing high volume merchant account home based business merchant account home business merchant account instant merchant account ... offshore merchant account ... High Risk Merchant Accounts - No-Fee Domestic Credit Card Processing - Internet Merchant Accounts Merchant accounts for domestic, international, online, internet - high risk and offshore. Retail and online, phone or internet - we do it all. ... Merchant Account High risk domestic and offshore merchant account telemarketing time ... and international merchant accounts. mastercard account merchant account Your source for ... International Merchant Account Services, High Risk, High Limit, Gambling, Offshore and ACH Merchant Accounts We Provide Offshore International French European 3D Secure Merchant Account Services, High Risk, Hi Limit, No Cap, Gambling, Offshore and ACH Merchant Accounts Verified By Visa and Mastercard. We also do eu or euro web hosting and new business ... Bardo Provides International, High Risk, Offshore, European and No Cap Merchant Account ...